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        "text": "Two incentives are designed to draw customers in early. There is no money due at the register, and the financing carries a 0 percent APR — though T-Mobile flags that the promotional rate is available only for a limited time. The carrier has not yet said what interest rate will apply once the introductory window closes.",
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        "text": "The move also stretches device debt further into the future, a tradeoff worth weighing against the appeal of bundled, interest-free payments. For customers relying on a functioning phone as a condition of employment, the elimination of upfront costs comes paired with a longer three-year financial commitment.",
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